fairfax bankruptcy attorneys for Dummies
For the reason that business was founded, Now we have assisted customers help save their homes and firms and have their finances back again on target through bankruptcy.
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A Chapter thirteen bankruptcy can be a legal Device that enables debtors to develop and adhere to a practical debt payment program. Whenever you file for bankruptcy beneath possibly Chapter thirteen or underneath Chapter 7, an purchase for reduction – an “automated keep” – goes into outcome.
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The certification you receive from your counseling in addition to a personal debt repayment system have to then be filed with your petition. In case you are unsuccessful to file each documents, your situation could be dismissed because of the clerk.
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Sure. In Richmond and the rest of Virginia, the one specified way to right away quit a foreclosure is by filing for bankruptcy. You may possibly file a Chapter thirteen bankruptcy, which gives you a optimum of 60 months to buy property finance loan arrears whilst trying to keep navigate here the mortgage payments existing Down the road, or you are able to file a Chapter 7 bankruptcy, which will halt the foreclosure approach for just a couple of months, allowing for you time to find new housing.
On the other hand, you might have to market some property in order to repay creditors. You will need to qualify for Chapter 7 via a Means Examination that may identify In the event your money meets tips to file Chapter seven. A bankruptcy legal professional can walk you from the Chapter seven approach and allow you to take the implies examination.
The automated remain helps prevent creditors from harassing you about mortgage loan credit card debt, bank card personal debt, auto bank loan credit card debt, and health care expenditures through the duration of the bankruptcy. A Chapter thirteen bankruptcy
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